Effective Date: July 1, 2017

Benefit Solutions, Inc. ("Benefit Solutions") values you as a group insurance customer and respects the confidential nature of the non-public personal information you provide to us. We collect this information for the purposes of providing you with insurance products. This notice is designed to provide our group and individual customers with notice of Benefit Solutions’ privacy practices with respect to collecting, maintaining and disclosing your non-public personal financial information (including any personal health care information) (referred to herein as "Personal Information"). Benefit Solutions is committed to maintaining the confidentiality of your Personal Information in accordance with all applicable laws. The notice below describes our privacy practices for both current and former customers.

Confidentiality and Security of Your Non-Public Personal Information

We maintain appropriate physical, electronic and procedural safeguards that comply with federal regulations to guard your non-public Personal Information. Within our company, we restrict access to Personal Information about you contained in our records to our employees who need to know that information to provide products or services to you or to conduct Benefit Solutions’ business. Employees who have access to customer information may use it only for legitimate company business purposes.

Categories of Personal Information That We Collect

We collect Personal Information about you from the following sources:

Information that we receive from you (or, for group plans, your employees) on insurance applications, enrollment forms, claim forms and other forms (such as name, address, social security number, date of birth, medical information)

Information about your transactions with us, our affiliates, or others (such as payment history, premium you pay, claims information, rates)

Information we may receive from you or others relating to your health or medical condition.

Categories of Personal Information and Parties to Whom We May Disclose Information

We do not disclose any Personal Information to anyone except as permitted by applicable law, including disclosures as necessary to underwrite, service or process an insurance product requested by you.

Changes to Our Notice of Insurance Information Privacy Policy

We reserve the right to change our privacy policies and insurance information practices. If we make any changes to our policies or practices, we will provide you with a copy of a revised notice as required by applicable law.

We will provide one copy of this notice to joint policy or contract holders; please share this information with everyone covered by your policy or contract. Upon your request, we will send additional copies of this statement.

If you have any questions about this Privacy Policy, please call your agent or Barb Hagen at 319.398.5793, ext. 26.

Benefit Solutions, Inc.

425 Second Street SE, Suite 1150

Cedar Rapids, Iowa 52401

Phone: 319.398.5793

Fax: 319.398.5941